Independent Mortgage Broker

Home loans,
sorted.

Most people could be on a better rate.
I compare across multiple lenders and handle everything from there.

APM Finance & Brokerage
APM Accounting & Advisory
In Partnership

Your accountant and broker,
on the same team.

APM Finance operates as the dedicated mortgage broking arm of APM Accounting & Advisory. When you work with Genevieve, your broker and your accountant are already talking.

Most loans are arranged without an accountant involved. Here, they already are. The goal is a loan that genuinely fits your situation, not just one that gets approved.

Alex Moloney, Director of APM Accounting & Advisory
Alex Moloney Director
APM Accounting & Advisory
Genevieve O’Connor, Mortgage Broker at APM Finance
Genevieve O’Connor Mortgage Broker
APM Finance

The loan you need,
not the one they have.

Compared across multiple lenders and managed for you, at no cost.

Whether you’re buying your first home or your fifth, I’ll search across a broad panel of lenders to find a loan that fits your goals, structure and budget, not just the lowest number.

Book a free call

If it’s been a while since you reviewed your rate, there’s a good chance I can do better. I’ll calculate exactly what the switch would save you and what it costs, so the decision is clear.

Check if you can save

The process is less daunting than it looks. I’ll guide you through deposit requirements, government schemes, and what lenders actually look for, step by step, with plain English at every stage.

Get started

Working alongside APM Accounting means your lending decisions are made with full context. Structure, tax position and cash flow are considered from the start, not as an afterthought.

Talk to Genevieve
Simple process

How it works.

From first conversation to settlement, handled throughout.

01

Free discovery call

Tell us what you're working with. Buying, refinancing, or just figuring out your options. No paperwork, no commitment.

Book a call →
02

Assessment & comparison

We look at your situation across multiple lenders and come back with real numbers. Not one bank’s answer.

03

Application & pre-approval

We submit on your behalf and handle the back and forth with the lender. Pre-approvals are typically valid for 90 days, giving you a clear window to move.

04

Settlement

We co-ordinate with the lender, solicitor, and conveyancer to get you to settlement. You’re kept across every step without having to chase anyone.

Run the numbers

See what’s possible.

Get a quick estimate on repayments or see what switching rates could save you.

$
$50k$2M
% p.a.
Monthly Repayment
Total Interest
Total Repaid

Want a personalised assessment?

These figures are estimates. A free call gives you real numbers, including your actual borrowing capacity and what rate you could genuinely get today.

Book a Free Call

Calculator results are indicative estimates only and do not constitute financial or credit advice. Actual repayments vary based on lender assessment, fees, and individual circumstances. Always consult a licensed mortgage broker before making decisions.

Genevieve O’Connor

I’ve been in financial services for over a decade. I set up APM Finance because I kept seeing people on the wrong loan for their situation. I compare options across multiple lenders and handle everything from application to settlement.

Modern home
Why it matters

Lending decisions made with your full picture in mind.

Most loans are arranged without an accountant involved. At APM Finance, your broker and your accountant already talk. That changes things.

Whether you’re buying your first home, refinancing, or building a portfolio, the goal is a loan that actually fits, not just one that gets approved.

Book a Free Call
Our lender panel

We work across multiple lenders to find the right fit for your situation.

Ready when you are

Let’s find the right
loan for you.

Free call. No paperwork, no commitment.

Chat with Genevieve